Privacy Policy

Last Updated: March 9, 2026

This Privacy Policy describes how The Fred Joyal Company (“Company,” “we,” “us,” or “our”) collects, uses, and protects information when you visit or interact with our website located at:  https://fredjoyal.com (the “Site”).

This Privacy Policy applies to all users of the Site and any related services, programs, communications, or products offered by the Company (collectively, the “Services”).

By accessing or using the Site or Services, you acknowledge that you have read and understand this Privacy Policy.

1. Information We Collect

We may collect several types of information from users of our Site.

Personal Information

Personal information is information that identifies or can reasonably be used to identify you. This may include:

• Name
• Email address
• Phone number
• Mailing address
• Payment information (processed by third-party payment providers)
• Information submitted through forms or surveys
• Account registration information
• Information you provide when contacting us

You voluntarily provide this information when you:

• subscribe to a newsletter
• register for a webinar or event
• download resources
• purchase products or services
• complete forms on the Site
• communicate with us
• 
  

Automatically Collected Information

When you visit our Site, we may automatically collect certain information, including:

• IP address
• browser type
• operating system
• device type
• referring URLs
• pages viewed
• time spent on pages
• date and time of visits

This information helps us improve the performance, usability, and effectiveness of the Site.

2. Cookies and Tracking Technologies

We use cookies and similar technologies to improve your experience on the Site.

A cookie is a small data file stored on your device when you visit a website.

Cookies may be used to:

• remember user preferences
• analyze site traffic and usage
• personalize content
• improve website functionality
• measure marketing performance

You can modify your browser settings to decline cookies if you prefer, though some features of the Site may not function properly.

We may use third-party analytics tools such as Google Analytics to understand how users interact with the Site.

3. How We Use Your Information

We may use the information we collect to:

• operate and maintain our website
• provide services, products, and programs
• communicate with you
• respond to inquiries or customer service requests
• send newsletters or promotional communications
• notify you about events, programs, or new offerings
• improve website functionality and user experience
• analyze usage trends and marketing effectiveness
• protect the security and integrity of the Site
• 
  

4. SMS/Text Messaging Privacy

If you provide your mobile phone number and opt in to receive text messages from us, we may send messages including:

• event reminders
• service notifications
• marketing or promotional messages
• product or program updates

SMS consent is not shared with third parties for marketing purposes.

You may opt out of SMS communications at any time by replying:

STOP

to any message you receive.

For assistance, reply HELP or contact us at:

[Insert support email]

Message frequency may vary. Message and data rates may apply.

5. Email Communications

If you subscribe to our newsletter, download a resource, register for an event, or purchase a product or service, we may send you email communications including:

• newsletters
• marketing messages
• service announcements
• updates and event information

You may unsubscribe from marketing emails at any time by clicking the unsubscribe link in the email.

Even if you opt out of marketing emails, we may still send important service-related communications.

6. Sharing of Information

We do not sell your personal information.  We do not sell, rent, or share phone numbers collected for SMS messaging with third parties for their marketing purposes.

We may share your information with trusted third-party service providers that help us operate our business, including providers that support:

• website hosting
• email delivery
• payment processing
• marketing automation
• analytics and performance monitoring
• customer support
• course or membership platforms

These providers are only permitted to use your information for the purpose of providing services on our behalf.

We may also disclose information when required to:

• comply with legal obligations
• respond to lawful requests from authorities
• protect our legal rights
• investigate fraud or security issues
• 
  

7. Third-Party Links

Our Site may contain links to third-party websites or services.

We are not responsible for the privacy practices or content of those third-party sites. We encourage you to review the privacy policies of those websites.

8. Data Security

We take reasonable administrative, technical, and organizational measures to protect your personal information from unauthorized access, loss, misuse, or disclosure.

However, no method of transmission over the Internet or electronic storage is completely secure, and we cannot guarantee absolute security.

9. Data Retention

We retain personal information only for as long as necessary to:

• provide our services
• fulfill the purposes outlined in this policy
• comply with legal obligations
• resolve disputes
• enforce agreements

When personal information is no longer needed, we take reasonable steps to delete or anonymize it.

10. Your Rights and Choices

Depending on your location and applicable laws, you may have rights regarding your personal information, including the right to:

• request access to your data
• request correction of inaccurate information
• request deletion of your information
• opt out of marketing communications

To make a request regarding your personal data, please contact us using the information below.

11. Children's Information

Our website and services are not directed to children under the age of 13, and we do not knowingly collect personal information from children under 13.

If we become aware that personal information from a child under 13 has been collected without parental consent, we will take steps to delete that information.

12. International Users

The Company operates in the United States. If you access the Site from outside the United States, you understand that your information may be transferred to and processed in the United States.

13. Changes to This Privacy Policy

We may update this Privacy Policy from time to time.

If changes are made, we will update the Last Updated date at the top of this page.

Your continued use of the Site after changes are posted indicates acceptance of the revised policy.

14. Contact Information

If you have any questions about this Privacy Policy or how your information is handled, please contact:

The Fred Joyal Company
Providence, Rhode Island

Email: fred@fredjoyal

401-681-8183